The Mortgage Lender Residential Quiz

Take The Mortgage Lender Quiz!

You can find the answers to the 10 criteria questions below on our TML web page and in the criteria and product guides - click here to access them.

Those who score over 80% will receive a certificate of completion and be entered into the prize draw to win a Red Wine and Cheese Classic Hamper - Includes a fine Côtes Du Rhône Wine, a Duo of Cheese Truckles, Pear and Plum Chutney and Oatcakes All Presented in a Luxury Bordeaux Gift Box!

Complete the quiz by 18 June to be entered into the draw. Good Luck!

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* 1. Please enter your Full Name

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* 2. Please enter your email address

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* 3. Please enter your contact telephone number

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* 4. Is Gifted Deposit and Family Gifted Equity acceptable, are there any limits?

Gifted Deposit and Family Gifted Equity not acceptable

Yes (up to 65% LTV for Gifted Equity)

Yes (up to 75% LTV for Gifted Equity)

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* 5. How long do applicants have to be in their current employment?

3 months

6 months

1 year

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* 6. Does TML accept bonus/overtime/commission as income and if so what %?

Up to 100% - whatever is evidenced will be accepted

Up to 75% - whatever is evidenced will be accepted

It is not accepted

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* 7. How long does the applicant have to have been self-employed?

Min of 12 months at 85% and min 2 yrs at 90% LTV

Min of 12 months at 85%

Min of 12 months at 75% and min 2 yrs at 80% LTV

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* 8. For limited company self-employed, what income can be used for affordability?

Net profit before tax plus salary only

Salary and dividends only

Net profit before tax plus salary OR salary and dividends

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* 9. How long do pay day loans have to be settled for before TML can consider an application?

6 months

12 months

24 months

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* 10. What is TML's maximum term ?

25 years

30 years

35 years

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* 11. Does TML allow unsecured arrears in the last 6 months?

Yes

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* 12. What is the max arrears status allowed in the last 24 months?

Max Status 6

Max Status 4

Max Status 2

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* 13. What is the maximum value of CCJs in the last 36 months

£1,500

£2,500

£5,000