Residentsline Insurance Quz Question Title * 1. If the insured does not provide a fair presentation of the risk what actions could the insurance company take in the event of a claim? Do not pay claim & keep the premium Do not pay claim & return the premium Pay the claim but deduct the additional premiums they would have charged had they known full facts Question Title * 2. You are not sure whether the 3 storey block you manage has concrete floors or wooden floors – why do you think the insurance company needs to know what the floors are made of? The floor construction can have an effect on the extent of damage for certain events Timber floors could act as a fuel and assist in the upward spread of a fire therefore increasing the amount of damage A significant burst water pipe could cause extensive damage in a timber floored property – the concrete floored property may contain the extent of damage cause by seepage of water between floors Question Title * 3. What would the insurer do in the event of the claim detailed in 2. above – if the information disclosed is incorrect Question Title * 4. We placed the business with you last year and agreed all the items on the SOF so nothing for us to check this year – is this correct? Yes No Question Title * 5. After placing the business with our Insurer last year there was a late reported liability claim – someone tripped on uneven paving. Because this is being handled by the previous insurance company we do not need to make the new Insurer aware of the claim – is this correct? Yes No Question Title * 6. When visiting a new development built within the last 5 years you notice that large areas of the building are covered with rainscreen panelling. As this is very common with most modern buildings this would be considered as “standard construction” for a property this old - is this correct Yes/No Yes No Question Title * 7. You are asked to insure a mixed use block consisting of ground floor retail/office units with apartments on the 5 floors above – what information do you think should you provide at renewal? Question Title * 8. Please complete the information below and we will review your answers, provide valuable feedback and if you need support we can also tailor a training plan to suit your business needs. Name Company Email Address Done