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* 1. Do you believe that in 2018 FOS adjudications are generally fair?

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* 2. Do you believe that adjudicators or Ombudsmen help complainants create a complaint where none existed?

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* 3. Do you think adjudicators should have relevant experience and minimum industry qualifications?

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* 4. Do you think FOS rules and process place an adviser or firm in a 'guilty until you prove your innocence' position from outset or have you generally found them to be fair?

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* 5. Have you experienced false or manufactured accusations from complainants or CMC's in an attempt to gain compensation?

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* 6. Do you think an Adviser should have the same simple right and method of appeal to
the courts, as enjoyed by the complainant, rather than the current lengthy, expensive judicial review option?

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* 7. Do you believe a complainant or CMC should produce relevant tangible evidence to support a claim before it can be considered by FOS, like in the Small Claims Court?

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* 8. Do you think it is fair and reasonable that under FOS rules, advisers still no longer enjoy the longstop protection afforded in the past by the PIA Ombudsman and for all citizens under the Limitations Act 1980?

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* 9. Do you think FOS awards have been made to compensate for an event that has not actually happened or has not been complained about?

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* 10. How confident are you knowing what the FOS is accountable for?

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* 11. Do you know who the FOS is accountable to?

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* 12. Do you believe there should be more communication to advisers from the FOS in terms of accountability?

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* 13. What potential policy measures could be introduced to improve the accountability of the FOS going forward?

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* 14. Are you part of a trade association?

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* 15. Do you believe trade associations have any relevance in representing advisers with the FCA any more?

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