EXIT

Certificate CH1 Example

These questions are similar to the exam for CH1 - give them a go!

Question Title

* 1. In relation to Insurance what is risk?

The warranties

The terms and conditions

The premium

Possibility of danger, loss or injury

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* 2. FUEDI is an organisation which seeks to do which of the following?

Promote all independent and impartial professions within Insurance in Europe

Promote independent and impartial loss adjusting in Europe

Promote Loss Adjusting Worldwide

Promote independent and impartial Brokers

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* 3. The contra proferentem rule relates to ?

Calculation of indemnity

Interpretation of ambiguous terms

Contracts that are voidable at insurers option

Utmost good faith

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* 4. Insurable Interest was defined in which of the following

Castellain v Preston and the Marine Insurance Act 1906

Hedley Byrne v Heller & Partners and the Marine Insurance Act 1906

Castellain v Preston and the Fire Metropolis Act 1774

Hyde v Wrench and the Marine Insurance Act 1906

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* 5. The presentation of the risk under the Insurance Act 2015 must be

Fair

Agreeable

Reasonable

Acceptable

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* 6. Which of the following cases provided a definition of Proximate Cause?

Donoghue v Stephenson

Lucena v Crawford

Pawsey v Scottish Union

Godin v London Assurance Co

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* 7. Which of the following words do NOT appear in the definition of Proximate Cause?

Efficient

Near

Active

Motion

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* 8. Subrogation concerns which of the following?

Underinsurance

Recoveries

Reinsurance

Fair presentation of the risk

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* 9. Which of the following must exist for fire as meant by an Insurance Policy to exist?

Actual burn

Actual flames

Actual heat

Actual ignition

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* 10. Harris v Poland is an example of which of the following?

Legal statutory law

Legal case law

Criminal law ruling

European Court ruling