You can find the answers to the 10 criteria questions below on TFC's Together web page and in the criteria and product guides - click here to access them.

Those who score over 80% will receive a certificate of completion and be entered into the prize draw to win a bottle of Bollinger Special Cuvée Champagne. Complete the quiz by 15 December to be entered into the draw.

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* 1. Please enter your  Full Name

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* 2. Please enter your email address

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* 3. Please enter your contact telephone number

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* 4. What minimum income is required for a buy-to-let second charge with Together?

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* 5. Will Together lend on a flat above a hot food outlet?

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* 6. What is the maximum LTV with Together for a second charge on a buy-to-let property?

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* 7. What is the ICR calculation for a basic rate tax payer?

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* 8. What is the maximum age on a second charge on a buy-to-let property where the rental income meets or exceeds the required interest cover ratio?

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* 9. Are there ERC’s on Together's regulated second charge products?

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* 10. Is there an option with Together for an interest only second charge?

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* 11. What is the maximum term available on a second charge with Together?

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* 12. Would Together lend on a second charge basis on a property located in the Isle of Skye?

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* 13. What is the minimum loan on a second charge with Together?

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