CPD Centre - The Mortgage Lender

You can find the answers to the 10 criteria questions below on TFC's TML web page and in the criteria and product guides - click here to access them.

Those who score over 80% will receive a certificate of completion and be entered into the prize draw to win a bottle of Glendalough Autumn Gin. Complete the quiz by 10 November to be entered into the draw.

Question Title

* 1. Please enter your Full Name

Question Title

* 2. Please enter your email address

Question Title

* 3. Please enter your contact telephone number

Question Title

* 4. What is TML’s minimum income for a buy-to-let application?

£15,000

£18,000

No minimum income

Question Title

* 5. What’s TML's maximum number of applicants?

Question Title

* 6. Will TML lend on flats above commercial premises?

Yes

Question Title

* 7. Do TML accept DSS assisted tenants?

Yes

Question Title

* 8. Do the applicants have to own a residential property in order to get a buy-to-let mortgage?

Yes

No they just have to have had a mortgage for the last 12 months – but not owner occupier

No they do not need to have had any mortgage before

Question Title

* 9. What is used on the ICR stress test on a 5 year product – initial or reversionary rate?

Reversionary Rate

Initial Rate

Question Title

* 10. How many properties/total value can any applicant have with TML?

Up to 5 properties or £5m

Up to 10 properties or £5m

UP to 15 properties or £10m

Question Title

* 11. What is the maximum amount of properties allowed on the background portfolio?

No limit

Question Title

* 12. What is the minimum valuation on a house/flat?

£50k (£120,000 HMO)

£60k (£140,000 HMO)

£65k (£150,000 HMO)

Question Title

* 13. Do TML allow expat buy-to-let?

Yes