CPD Centre - Pepper Money - Residential Mortgages

Take the Pepper Money Residential Quiz!

You can find the answers to the 10 criteria questions below on TFC's Pepper Money web page and in the criteria and product guides - click here to access them.

Those who score over 80% will receive a certificate of completion and be entered into the prize draw to win a bottle of OPIHR Oriental Spiced Gin. Complete the quiz by 17 February to be entered into the draw.

Question Title

* 1. Please enter your Full Name

Question Title

* 2. Please enter your email address

Question Title

* 3. Please enter your contact telephone number

Question Title

* 4. What is the maximum value Pepper Money accepts for a CCJ/default?

£500

No maximum value but must be satisfied

No maximum value and do not need to be satisfied

Question Title

* 5. How recent can the registered CCJ/default be?

12 months

6 months

3 months

Question Title

* 6. Will Pepper Money accept clients in a Debt Management Plan (DMP)?

Yes

Question Title

* 7. Does Pepper Money credit score?

Yes

Question Title

* 8. What would be the maximum age of my client at the end of term if I wanted to put a residential case through to Pepper Money?

75 Years

80 Years

95 Years

Question Title

* 9. Up to what LTV would Pepper Money allow interest only?

50%

60%

70%

Question Title

* 10. How many years trading accounts for self-employed applicants do Pepper Money require?

1 year

2 years

5 years

Question Title

* 11. What % of overtime/shift allowance/commission/bonus would Pepper Money accept if paid weekly/monthly?

100% if paid weekly or monthly

75% if paid weekly or monthly

50% if paid weekly or monthly

Question Title

* 12. What is the maximum term for residential borrowing with Pepper Money?

30 Years

35 Years

40 Years

Question Title

* 13. Do Pepper Money apply debt to income ratios for debt consolidation?

Yes