Understanding your lease Understanding your lease quiz Question Title * 1. Do you have a copy of the lease? No Yes No, but i know where I can get one OK Question Title * 2. How long is your lease I don't know I know roughly how many years are remaining on the lease. I don’t know why this is important I know how long the lease is, I know what happens when the lease expires, and I’m aware of the importance of the 80 year mark OK Question Title * 3. Are you aware of the parties to the lease? For example these could be the leaseholder (you), head lessor, freeholder I don't know who the parties are I have an idea of who the parties are I know exactly who the parties are, and can find the relevant section in my lease OK Question Title * 4. Do you know the physical extent of the property?This will be the flat itself but could also include a loft or basement if applicable. I don't know which parts of the building and land are covered by my lease. I don't know which parts of the building and land are covered by my lease. I know exactly the area covered by my lease, and can find the relevant section in my lease OK Question Title * 5. How well do you understand your rights in relation to common areas in the building?For example, does the lease provide for a right of way over a path or staircase? I don't know which areas I have rights over I know roughly which areas I have rights over I know exactly which areas I have rights over, and can find the relevant section in my lease OK Question Title * 6. Do you need to have carpet in the flat? I don't know what kind of floor coverings are required in the property I know roughly what kind of floor coverings are allowed I know exactly what kind of floor coverings are required I know exactly what the requirements are for floor coverings, and what I would need to do if I wanted to alter them. I'm also aware of the importance of the nuisance clause in the lease OK Question Title * 7. Are you allowed to have a pet in the flat? I don't know if I'm allowed to have a pet I know if I'm allowed a pet, but I'm not sure about what types of animal are allowed I know exactly what kinds of pet are allowed in the lease I know exactly what kinds of pets are allowed, and what conditions there are OK Question Title * 8. Use of the property I don't know if this section of the lease restricts me from subletting the flat, or having a home office for my business I know roughly what these restrictions are I know exactly what this section of the lease restricts me from doing with the flat OK Question Title * 9. Nuisance I don't know anything about this section of the lease I know roughly what counts as a nuisance in this section of the lease I know exactly what constitutes a nuisance OK Question Title * 10. Ground rent I don't know what ground rent is I know that I have to pay ground rent, but I don't know how much I know how much ground rent I have to pay at the moment, and when I need to pay it I know how much and when I need to pay, and I also know whether this will change in the future OK Question Title * 11. Do you feel you understand the provision in the lease to pay service charges? I don't know whether or not I need to pay service charges I know that I need to pay service charges, but I don't know anything about upcoming charges, or about my rights regarding service charges I know about the requirement to pay, and I'm also aware of the state of the building and whether or not there are upcoming service charges. But I'm not clear on my rights I have a very good understanding of service charges, with regard to both my building, and the more general rights a leaseholder has OK Question Title * 12. Does your lease have a provision for a sinking/reserve fund? I don't know I know what a sinking/reserve fund is, but I don't know whether the lease has a provision for one I know whether the lease has a provision for a sinking/reserve fund, but I don't understand what it is I know whether the lease has this provision, and I know what it means OK Question Title * 13. Insurance I don't know who is supposed to be insuring the building I know who is insuring the building but I'm not clear on the risks that are insured against I have a good understanding of the insurance provisions OK Question Title * 14. Repair and maintenance of the flat I'm not clear on any obligations I have to keep the flat in a good state of repair I understand the obligations OK Question Title * 15. Changes to the flat (alterations and additions) I don't know whether the lease allows me to alter or improve anything in the flat I think the lease has a restriction against alterations, but I don't know what it is I know there is a clause in the lease that restricts alterations, but I don't understand it in detail I am familiar with the clause. I know whether it applies to all alterations or just structural alteration, and whether consent is required OK Question Title * 16. The landlord’s rights to access the flat I don't know whether the landlord is allowed to access the flat I am aware that the landlord has some rights of access I am aware that the landlord has rights of access and I know how much notice has to be given before they may be exercised I am aware that my landlord has rights of access and I know how much notice he must give me. I am also aware that his rights of access are tempered by my right to quiet enjoyment OK Question Title * 17. Are you aware of the landlord’s obligation to ensure you have quiet enjoyment over your property and do you know what it means in practice? I don’t know what “quiet enjoyment” means I understand what this term means · I understand this term, and I also understand the ways that other obligations may take precedence OK Question Title * 18. The landlord’s obligations to repair and maintain the building I don’t know whether or not the landlord has to repair and maintain the building I am fairly sure I know who is responsible for making repairs, but not exactly clear on who is responsible for which parts of the building and grounds I know for certain who is responsible for the repair and maintenance of every part of the building OK Question Title * 19. Responsibility for repairing the window frames I don’t know who is responsible for the window frames in the flat · I know for certain who is responsible for repairing and maintaining the window frames OK Question Title * 20. What would you do if a neighbour broke a clause of their lease? I don’t understand the lease well enough to know when this situation might arise I’m not sure what to do I think I should ask the landlord to take action against the neighbour I’ve checked the lease for a mutual enforceability covenant I’ve checked the lease for a mutual enforceability covenant and I’m aware whether the covenant in breach was made for the benefit of all leaseholders in the building OK Question Title * 21. What happens if you break a clause of the lease? I don’t know I’ve heard scary stories about how I could lose the property I understand the basics of forfeiture · I have a good understanding of forfeiture OK Question Title * 22. Has a fire risk assessment been completed? Yes No There are no common parts in the building, so a fire risk assessment isn’t needed OK DONE
